Category: general

It has been said that a photo can speak a thousand words. That is even more appropriate when it comes to property marketing. The images that you use for your property marketing are not only a reflection of your business, brand, and the way you would like to be perceived, they are also a critical element that helps to market a property. Property images offer immediate connections to buyers and help to draw them in and clinch the sale.

We strongly believe that well taken, high-quality property marketing images with CGI services can make a big difference when it comes to marketing a property. Property portals have statistics that provide evidence of that. It is a fairly straightforward process to take the right photos, but provide them with the right finishing touches so that the property stands out from all of the others in the area that can provide your property marketing with significant improvements.

Why should your property marketing images be edited?

With major social media channels like Instagram highlighting the importance of taking high-quality images of even simple things like your breakfast, it definitely brings the question of why aren’t we putting as much effort into getting out property marketing images edited into the forefront. A potential buyer is drawn in by aesthetically pleasing images, so it will pay off over the long term to edit your images properly.

The Guardian recommends that 95% of property searches are done online now, with an increasing number of buyers searching website and social media listings before going in physically to see an estate agent. Although this method is easier and faster for buyers, it does eliminate estate agents being able to “sell” a property and encourage viewings of properties that might not hit the brief of the purchaser initially. If a property has just image online for selling it, making sure that you have enticing and well-edited property images for drawing in buyers, will lead to more viewings and a sale ultimately.

There are a number of benefits that come with editing property marketing images. You don’t need to be an editing wizard to achieve high-quality images. There is a wide range of techniques that can be applied to property images in order to improve their quality. When you pay attention to those small details it can help to increase your property’s appeal. You might think that clothing appears on the edge of a shot or a car parked on the outside of the property are insignificant details. However, they can really jump out at prospective buyers like flashing red warning signals. If you take the time to edit your images it can make a big difference, we promise!

Hire a studio skilled in property images

Hire a studio that is skilled in producing stunning and exquisite property images. They should follow a standard where each image goes through a set series of techniques in order t ensure they get the absolute best out of every image. The things that …

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A big question that a lot of homebuyers will have is what kind of mortgage is going to offer them the best overall deal. In more simple terms, it really comes down to variable or fixed rates, where both do exactly what they say.

Fixed Rates

With fixed rates, they are not going to fluctuate over a specified period of time, regardless of what may happen with the Bank Of England base rate. Various deals will allow the rate to be fixed depending on different time periods, which will usually be between two to five years. In some cases, it can be as long as ten years.

What this means is that a borrower will have foresight as to what they will pay for the length of the fixed rate. The main benefit to a fixed rate is that budgeting can be easier as it offers freedom from the worries that your monthly payment will climb along with the interest rates when they rise.

The major downside here is that a lot of the fixed rates can end up putting you into a deal that has early repayment charges. When you need to repay the mortgage, it could result in charges that could be thousands of pounds. Most lenders will allow you to pay over a certain amount without having any sort of penalty, which will usually be about 10% of the outstanding balance of the mortgage per annum even for commercial properties if commercial building surveys in Surrey have been carried out.

Variable Rates

A variable rate will be linked to, or offer, a rate that could be moved up and down. This will cause the mortgage payment to rise and fall accordingly.

Some of the variable rates will have a certain margin that is below the standard variable rate with a lender and will sometimes be called discounted deals. Lenders will have complete control of a standard variable rate and have the ability to alter rates when they want and as often as they want.

A tracker mortgage is another variable rate option, which is pegged to the base rate of the Bank Of England. These will move up and down in direct relation to changes in this base rate.

Overall, the benefit of a variable deal is that you will have an initial interest rate that could be a bit lower than fixed rates. The downside here is that your rates will climb, making your payments rise.

Who Should Have A Fixed Rate?

If you are looking for the security of having payments that are not going to increase, then a fixed rate is for you as long as you are okay with being locked into a deal. Any first-time buyer and home buyers that will have a bigger mortgage will usually prefer the stability of a fixed rate, especially when you look at all of the other costs that come with buying property.

Who Should Have A Variable Rate?

Because the base rate is at …

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Doubtlessly, for digital professionals Singapore has got appeal across the world. With more than 1-million foreign employees, it’s clear to ascertain the attraction for growing expatriates; from its climate, exceptional cleanliness, least criminal record & the unimaginable infrastructure and art areas.

Searching for a job can a stressful process, but looking for job opportunities in Singapore, the third most competitive country to work in is an entirely different game. A job search in Singapore can be very challenging, but once you are done with this harrowing work, you will now have the most rewarding experience of your life. Why would you love working in here? Here are a few reasons:

1.   Lucrative Salaries

With the thriving economy, companies in Singapore are hunting for overseas professionals. Offering the best salary packages and well-paid benefits it has attracted the highly skilled talent from across the world. The average salary for mid-level skilled foreigners is e-pass employees is two to three times more than of those offered by the neighboring countries.

2.   Permanent Residence Status

If you have been working in Singapore for you can are enjoying your working experience you can apply for the permanent residence card. This is a big hassle, and a lot of paperwork and formalities are involved which might take up to six months but again has successful outcomes. Thus, Singapore jobs will not only make you work here but will also help you reside here with permanent residence status.

3.   Most globalized Economy

Singapore has managed to gain world’s second prospering economy and has defined competitiveness as its significant policies to increase the level of productivity. What does a prospering economy imply? Yes, High salaries, least unemployment rate and the most suitable environment for business development.

4.   Continuous tax collection system

Evaluating and tax collection has been made very convenient in Singapore now. It takes less than 40 seconds now to submit your tax return online.  The tax rates for the residents and non-residents are clearly defined from 0% to flat 15%. Thus, all your earnings earned overseas and dropped at the country don’t seem to be subjected to any taxes.

5.   Singapore’s diversity

The country lies in South Asia’s heart full of numerous cultures and languages. Above all there is additionally a massive community of expats and overseas employees residing and working here since the country is the base for several international and regional company hubs.

No doubt’ it is cumbersome to find job in Singapore as there are a number of challenges but nine out of ten applicants who become employees are satisfied with their working environment in Singapore.  Ranked as best for several reasons, starting from best property conservation laws to the finest country to start a business in, Singapore has managed to receive many recognitions for the entire quality of living, best education standards and effective medical facilities, taking the countries rank to “the healthiest in the world.”…

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Bitcoin investments are an ideal track to take considering recent developments hitting the cryptocurrency market. As funny as it sounds most average-level investors have no idea how to even purchase bitcoins. Admittedly the practice was near impossible when the digital currency first came out, but its mainstream popularity has generated new business that make purchasing bitcoin a lot easier. Still to purchase and use bitcoins requires a bit of a learning curve. Here are the steps necessary to purchase bitcoins.

Cryptowallet

The first step is to acquire a cryptocurrency wallet. Cryptowallets are storage software designed to protect, send, receive, and manage virtual monies. They use blockchain technology to protect transactions and assign unique keys to user coinage so that only the owner of the wallet can access it. Many wallets are designed to use one type of virtual coinage, but some are multi-use and can hold more than one type. They also have different storage locations that affect security and access. Virtual wallets are stored on the cloud, desktops on full computers, mobile is stored on smartphones, hardware on devices such as USBs, and paper wallets provide a printed form. Each location has its own perks and drawbacks, but in order to operate in the cryptocurrency market you have to have a wallet. In fact, setting up a cryptowallet should be done before any currency is purchased, as the coinage needs somewhere to go.

Step 2: Bitcoin Brokers

Bitcoin brokers are independent companies that exchange traditional currency for virtual coinage. Most deal exclusively in bitcoin but some branch out to other types. If you are wondering how to buy btc, this is the easiest way. For a small fee they process exchanges so that investors can get their bitcoins almost instantaneously. The process is not unlike any online financial transaction, and most use mainstream credit sources like Master Card or Visa. This means debit cards can be used to facilitate transactions as well.

Bitcoin brokers vary in the amounts they can transact, and the percentage they charge. Like any industry there are bad eggs, so research is needed before making a concrete decision. If you deal in more than one type of virtual money, using a broker that deals in variety might be a good fit. If you invest large sums using a broker that can facilitate large exchanges is key. It all boils down to what you need, and how reliable the company is. Brokers can be vetted through the usual means, online reviews, first-hand recommendations, and referrals.

Step 3: Application

Once a broker is chosen making an exchange is pretty simple. First, you create an account and attach your financial information. Brokers accept numerous types of financial transactions. Once the financial information is entered the address for your wallet has to be input. This is so the bitcoins will go to where you can access them. Transactions are as simple as inputting the amount invested. It may take a few minutes but eventually you will get …

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Give Your Business A Spark

Posted by September 10, 2018

When you’re in charge of or help run an organization, there can be a lot of moving parts to keep track of. Sometimes, you can be so focused on the day-to-day tasks that you lose track of where you’re headed, or you may be working so hard with your head down that you can really appreciate having a breathe of fresh air. Having a speaker come to your business can be something that everyone, from the top management down to the support staff, can benefit from.

Customize the Message

Speakers on the circuit often have vast amounts of experience, great perspective, and strategies that they like to share with their audience. What you bring to the conversation is a specific knowledge about your history, your employees, and your mission.

It’s important to connect with a speaker before the official visit so that he or she better understands why you’re bringing him or her to your business. You can share your areas of strength and what you feel are your areas in need of improvement, and you can both ask each other questions as you start to build a relationship. Through this type of communication, the speaker can learn about what he or she should focus on and can better tailor a speech or workshop to specific areas.

Long-Lasting Effects

It’s often the case that after a speaker is finished with a presentation, everyone in the room feels great, ready to take on any challenge. Then, people go back to their desks or head home, and some of that energy fades away. As a manager or owner, it’s your responsibility to help keep that energy going. You can periodically check in with your team, reiterate messages, and create practical goals for people to achieve.

There are many resources, such as Next Up Speakers, to turn to when it comes to finding some of the best business speakers. You can find someone that would be a great fit for your team.…

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Every homebuyer faces a tough decision before they purchase property, and that question is about choosing the right type of mortgage.

There are two main types of mortgage, and these relate to the type of rate that is charged. The rates are known as fixed rates and variable rates.  Read this guide from Curchod & Co for more information.

Fixed Rate Mortgages

The selling point of a fixed rate mortgage is that no matter what the Bank of England decides to do with its base rate, the fixed rate does not change within a specified period. The specified period will vary depending on what you negotiate with your mortgage lender, but some companies will lock in a fixed rate for up to a decade.

A borrower who signs up for a fixed rate knows precisely the amount their mortgage will cost during this period. There is no need to stress about an increase in mortgage payments if the interest rates around you rise while your rate is locked in, and this means there will be no impact on your budget.

However, there is a negative, and that is that fixed rate mortgages normally have repayment fees attached if you want to pay out early. So, if you did come into some money that you would like to use to repay your mortgage, it would cost a lot to do so. Ask your prospective lender how much extra you can put against your mortgage before a penalty is charged. There may still be some small flexibility of overpaying up to 10% of the amount owed.

Variable Rate Mortgages

A variable rate mortgage is one that can constantly change. This means that yes it can rise, but it can also fall too.

A discounted deal is when you are offered a rate that is lower than the standard variable rate being offered by the lender. A discounted deal can be offered because the lender chooses what their variable rate will be and has complete autonomy to do so.

However, a tracker mortgage is a mortgage that has a variable rate that changes in line with the base rate advertised by the Bank of England. Therefore, every time there is a change in the base rate, this variable rate will change too.

The positive of a variable rate is that it may start out lower than what is being offered for a fixed rate mortgage. However, there is no certainty that it will remain lower in the future.

So, who benefits most from a fixed rate mortgage?

If you need the certainty of knowing what your mortgage is going to be during a set period, then a fixed rate mortgage is for you. However, you must be aware that if the interest rates go down, you are still going to be locked into paying your set amount.

Buyers who are purchasing their first home often find a fixed rate suits them best while they get used to paying a regular home mortgage payment.…

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The Health and Safety Executive Guidance on Lift Truck Operator Training clearly states the requirement for a 3-Stage approach to training, however, many employers are unaware of this. Many operators, therefore, are allowed to work in a “live” environment with nothing but Basic Operator Training. As is often the case, the combination of machine operators in control of vehicles they are not fully trained to operate and a fast-paced work environment can lead to catastrophic results. Contrary to popular belief by employers that operators are qualified after passing Basic Operator Training, the fact is it must be followed up by Specific Job and Familiarisation Training before an employer is allowed to authorise an individual to operate machinery in their workplace.

L117 is the UK’s Approved Code of Practice that outlines the standards required to comply with the three stages of operator training and that employers must satisfy. These three stages of operator training are:

1. Basic Training

Basic training imparts the foundation level knowledge, skills, and hazard awareness required to operate any type of machinery and attachments. This training should be delivered by a qualified operator instructor at an accredited training facility to ensure that all legal obligations are met.

In basic operator training, an individual learns the practical skills of operating machinery such as how to use hydraulic controls and simple manoeuvring of pallet trucks. They also gain a basic understanding of the safety principles involved in operating equipment, including the hazards and risks associated with heavy machinery operation.
Other important skills such as basic routine maintenance and refuelling, as well as pre-use inspection are also covered in basic training.

2. Specific Job Training

In stage 2 context is added to the basic skills training, where the operator is introduced to the specific operating principles related to the equipment they will be using with particular focus on the attachments that may be used. Like basic training, specific job training should take place off-site away from production and any work related pressures. The training will be tailored to an employer’s specific needs and may include:

  • Instruction on site rules;
  • Use of the equipment in the same conditions the operator will experience at work;
  • Operating principles and use of the machine’s controls;
  • Routine inspection and servicing
  • Training in the specific work that will be carried out;
  • Instruction on site rules
  • Safety systems of operating specific machinery.

This training is vital to give an operator an understanding and working knowledge of the specific equipment that will be used on a daily basis as well as how it should be operated in the workplace.

3. Familiarisation Training

This training should be delivered at the workplace under the close supervision of a person with appropriate experience and knowledge of the equipment that will be used by the operator. Familiarisation training allows the operator to put into practice what has been learnt off-site and includes:

  • Applying the skills learned in stages 1 and 2;
  • Becoming familiar with operating the equipment in the normal
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In recent years video marketing has continued to increase in popularity at a dramatic rate. It has been estimated that individuals are 4 times more likely to give a response to a video than they are to written text. Although this helps companies with their expansion, many individuals are still failing to add videos as part of their advertising efforts. It is very important that businesses become aware of how appealing videos are to their customers. This will allow them to use them effectively to increase their customer base.

3 Factors Determining Why Videos Are Appealing to Consumers

1. They can relate to them more.

Humans are very visual. We use our sight the most when it comes to making evaluations. We see something that helps us with engaging our emotions and other emotions better. What that means is that there is a greater chance of us relating to a video than we would to other forms of communication. This type of emotional communication that can form means it’s possible to start to build up the individual’s trust in the product or brand. It is more likely that people will remember something they have seen and have been able to connect with, compared to what they have read or heard.

2. They are less time consuming and more convenient.

In today’s society, everyone is always in a big hurry. We are always searching for the easiest and quickest method for getting stuff done, and we’are constantly pressed for time. Our lives are dominated by multi-tasking. With videos, we can watch and do something else at the time.

Viewing a video also takes a lot less time than reading an entire article. You can relay the same message in less than half of the time. Consumers do like having all of the available information, however, you need to relay it to them as fast as you can. With attention spans steadily decreasing, we really don’t have the ability to focus on information for extended time periods. “You need to share your message quickly visually and audibly or people won’t be able to process it,” says a professional voice artist at Voice Fairy.

3. Technological advances

The average consumer can now access the internet from any place and at any time, so they want to take advantage of it. It is easy to view videos on small screens, compared to many pages of reading which requires lots of squinting and scrolling in order to view it on a small platform.

Most people these days are social media addicts. We like sharing information we obtain with our whole group of Twitter, Instagram or Facebook followers. It is more likely that a video will be watched by other people and get more likes. That is the aim of each post you make when you post a good video which may prove to be very useful for some of your followers.

Videos overall satisfy our needs for the visual, which makes them …

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As the owner of a busy pharmacy, you need to keep all of your business’s daily operations in working order. You cannot afford for a single system in the pharmacy to stop working or malfunction in some way.

Because of how important every operational system is to your business’s success and usefulness to customers, you may want to upgrade your computers to using the newest technology. You can learn more about new software, the pharmacy IVR system, electronic signing programs, and more online.

Managing the Pharmacy Customer Records

You may rely on your computers to store all of your customers’ most sensitive medical and contact information. The security and accessibility of these records are only as sound as the software that maintains them, however.

Because software and computer programs can become quickly outdated, it is essential that you upgrade them as often as necessary. You may want to use a program that will last for as long as possible without you having to upgrade to a new one anytime soon.

Electronic Signature Options

You may have started out in this career during a time when customers still signed for their prescription orders. However, given the pace of the industry today, you need a faster way to sign off with customers who are picking up their medications.

The electronic signature option can be an ideal alternative to using paper receipts and invoices. It authorizes the person picking up the medicine and gives you a reliable record of the transaction. You can learn more about this program by using the website’s information today.

If you are unsure of what systems to invest in for your pharmacy, you can always use the consultation and contact details on the website. Someone from the company will be glad to explain how the technology works and why it could benefit your business now and in the future.

Your pharmacy is busy enough without being bogged down by outdated technology. When it is time to upgrade or make your systems work better, you can use the options available to you from the company.…

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For many years now, HGVs have held the blame for the increased levels of emissions on the UK’s roads; and to be honest, the people are correct. While there are far more cars driving on the roads than HGVs, the cars rarely travel as far or for as long as HGVs do. It would make sense, then, that the millions of HGVs travelling millions of miles on a daily basis across the globe can cause an emissions problem. However, what if there were certain methods that the HGV air pollution problem could be reduced?

The introduction of automatic HGV systems, such as those by Cummins and Tesla, are definitely one method available to deal with this emissions problem. However, will the smaller HGV companies be willing to invest large sums in these vehicles and more HGV training when the infrastructure to charge the HGV is not yet available across the UK?

The majority of larger vehicle companies, including DHL and the bigger American haulage businesses, have shown interest in automatic HGVs; however, the issue of increased air pollution remains as long as the smaller trucking companies continue to use the non-electric HGV models. Taking this into account, the tackling of the carbon emissions problem needs to be dealt with as soon as possible with other options and the government has recently introduced another official solution.

How Can a Longer HGV Help With Emissions?

The UK’s government has a simple plan stating that the emissions can be reduced by implementing longer lorries and trailers as HGVs. This solution is based on the fact that the vehicles are two metres longer than the maximum HGV size; therefore, it will be able to transport at least three more rows of goods than the original HGV. This additional length will maximise the HGV output while reducing the number of journeys to be made and, therefore, significantly lowering the emissions from the vehicle.

Current predictions for this solution estimate that if all HGVs were replaced, approximately 3,000 tonnes of carbon emissions will be eliminated over the course of ten years. Of course, there are certain concerns along with the benefits. The additional length can increase safety risks because of the UK’s narrow roads with tight corners.

Once again, this is a problem that can be monitored, tested and amended during a trial stage of development. In fact, the trial stage is already underway with approximately 1,800 of these longer HGV options already on the UK’s roads. It is stated that 2018 will see more of these types of longer HGVs appearing on the UK roads as the five-year trial continues.

What Is the Impact of the Electronic HGV?

While the idea of longer HGVs could be considered irrelevant by people following Tesla’s introduction of the electronic HGV, carbon emissions are an issue that is caused by fuel being burned as a means of running the vehicle’s engine. An electric car engine does not present with this and, in fact, overall electric vehicles do not present

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